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Best Personal Loans for Bad Credit January 2025
Don't let your credit score hold you back!
Even if you don't meet the requirements for other types of loans, you may still qualify for a low-credit loan. Compare personal loan offers from top-rated lending partners and find rates and conditions that work for you.
Best Personal Loans for Bad Credit January 2025
Even if you don't meet the requirements for other types of loans, you may still qualify for a low-credit loan. Compare personal loan offers from top-rated lending partners and find rates and conditions that work for you.
Top Personal Loans in Ohio in 2025
Updated January 2025
Check out our top picks for you or Restart your search
Editor's Choice
Scores are calculated based on:
Brand Performance
Based on data insights
9.7
Customer Engagement
Based on click-share
8.8
Products & Offerings
Based on our
editorial analysis
8.6
- Easily compare loan offers
Editor's Choice
Scores are calculated based on:
Brand Performance
Based on data insights
9.8
Customer Engagement
Based on click-share
9.0
Products & Offerings
Based on our
editorial analysis
8.2
- Easy online application
Editor's Choice
Scores are calculated based on:
Brand Performance
Based on data insights
8.8
Customer Engagement
Based on click-share
8.6
Products & Offerings
Based on our
editorial analysis
5.6
- Borrow up to $40K
- Min. credit score: none
- APR: 5.99% - 35.99
- Term: 2 - 180 months
1
Editor's Choice
Very Good
Scores are calculated based on:
Brand Performance
Based on data insights
9.7
Customer Engagement
Based on click-share
8.8
Products & Offerings
Based on our
editorial analysis
8.6
Very Good
Scores are calculated based on:
Brand Performance
Based on data insights
9.7
Customer Engagement
Based on click-share
8.8
Products & Offerings
Based on our
editorial analysis
8.6
Aided 100M+ people in funding
- Borrow up to $50K
- Min. credit score: 550
- APR: 6.99% - 35.99%
- Term: 3 - 180 months
2
Outstanding
Scores are calculated based on:
Brand Performance
Based on data insights
9.8
Customer Engagement
Based on click-share
9.0
Products & Offerings
Based on our
editorial analysis
8.2
Outstanding
Scores are calculated based on:
Brand Performance
Based on data insights
9.8
Customer Engagement
Based on click-share
9.0
Products & Offerings
Based on our
editorial analysis
8.2
Variety of loan options
- Borrow up to $100,000
- Min. Credit Score: 540
- APR: 5.49% - 35.99%
- Term: 12 - 84 months
3
Good
Scores are calculated based on:
Brand Performance
Based on data insights
8.8
Customer Engagement
Based on click-share
8.6
Products & Offerings
Based on our
editorial analysis
5.6
Good
Scores are calculated based on:
Brand Performance
Based on data insights
8.8
Customer Engagement
Based on click-share
8.6
Products & Offerings
Based on our
editorial analysis
5.6
Fast & easy loan options
- Borrow up to $40K
- Min. credit score: none
- APR: 5.99% - 35.99
- Term: 2 - 180 months
4
Outstanding
Scores are calculated based on:
Brand Performance
Based on data insights
8.3
Customer Engagement
Based on click-share
9.9
Products & Offerings
Based on our
editorial analysis
8.4
Outstanding
Scores are calculated based on:
Brand Performance
Based on data insights
8.3
Customer Engagement
Based on click-share
9.9
Products & Offerings
Based on our
editorial analysis
8.4
Get a decision in minutes
- Borrow up to: $50,000
- Min credit score: 350
- APR: 6.40%-35.99%
- Term: 12-84 Months
5
Outstanding
Scores are calculated based on:
Brand Performance
Based on data insights
9.3
Customer Engagement
Based on click-share
8.4
Products & Offerings
Based on our
editorial analysis
10
Outstanding
Scores are calculated based on:
Brand Performance
Based on data insights
9.3
Customer Engagement
Based on click-share
8.4
Products & Offerings
Based on our
editorial analysis
10
Personalized pre-qualified offers
- Borrow up to $200K
- Min. credit score: 600
- APR: 6.94% - 35.99%
- Term: 12 - 120 months
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Compare Between Top Lenders
Use this side-by-side comparison table to help you find the right lender. Choose up to four lenders to compare.
Features
Score
APR
6.99% to 35.99%
5.49% to 35.99%
5.99% to 35.99%
6.40%-35.99%
6.94% to 35.99%
Borrow Up To
$50K
$100K
$40K
$50,000
$200K
Min. Credit Score
550
540
none
350
600
Term
12-144 months
12-84 months
2-180 months
12-84 Months
12-120 months
Best Alternative for Homeowners
FAQs About Personal Loans for Bad Credit
Before taking a personal loan be sure you familiarize yourself with all the terms and conditions associated with the loan. To help you get started, we've compiled below some of the most frequently asked questions about personal loans for bad credit.
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