The listings featured on this site are from companies from which this site receives compensation. This influences where, how and in what order such listings appear on this site.
Adv Disclosure
We aim to provide valuable content and useful comparison features to our visitors through our free online resource. It's important to note that we receive advertising compensation from companies featured on our site, which influences the positioning and order in which brands (and/or their products) are displayed, as well as the assigned score. Please be aware that the inclusion of company listings on this page doesn't imply endorsement. We don't feature all providers available in the market. Any information presented on this page, including pricing, is subject to change without notice. We want to emphasize that we disclaim all representations and warranties concerning the accuracy of the information provided on this site, unless otherwise explicitly stated in our Terms of Use
Close
defaultdefault
Best Personal Loans December 2024
Compare rates from multiple lenders
Personal loans can be used for financing large purchases, home improvement projects, and more. Compare the top personal loan offers from top-rated lending partners and find rates and conditions that work for you.
Best Personal Loans December 2024
Personal loans can be used for financing large purchases, home improvement projects, and more. Compare the top personal loan offers from top-rated lending partners and find rates and conditions that work for you.
Top Personal Loans in Ohio in 2024
default
Updated December 2024
How much money do you need?
Less than $5,000
Less than $5,000
$5,000 - $15,000
$5,000 - $15,000
$15,000 - $35,000
$15,000 - $35,000
More than $35,000
More than $35,000
1
2
Find the best service for you

Editor's Choice

default
default
9.8
info icon
Scores are calculated based on:
Brand Performance
Based on data insights
default
9.3
Customer Engagement
Based on click-share
default
9.9
Products & Offerings
Based on our
editorial analysis
default
10
  • Excellent customer ratings
Visit Site

Editor's Choice

default
default
9.1
info icon
Scores are calculated based on:
Brand Performance
Based on data insights
default
9.7
Customer Engagement
Based on click-share
default
9.0
Products & Offerings
Based on our
editorial analysis
default
8.6
  • Easily compare loan offers
Visit Site

Editor's Choice

default
default
9.0
info icon
Scores are calculated based on:
Brand Performance
Based on data insights
default
9.8
Customer Engagement
Based on click-share
default
8.5
Products & Offerings
Based on our
editorial analysis
default
9.2
  • View Rates Quickly
Visit Site
1
Best Rate Guarantee*
logo image
9.8
info icon
Exceptional
Scores are calculated based on:
Brand Performance
Based on data insights
default
9.3
Customer Engagement
Based on click-share
default
9.9
Products & Offerings
Based on our
editorial analysis
default
10
9.8
info icon
Exceptional
Scores are calculated based on:
Brand Performance
Based on data insights
default
9.3
Customer Engagement
Based on click-share
default
9.9
Products & Offerings
Based on our
editorial analysis
default
10
default
Personalized pre-qualified offers
  • Borrow up to $200K
  • Min. credit score: 600
  • APR: 6.94% - 35.99%
  • Term: 12 - 120 months
Visit Site
Visit Credible
2
logo image
9.1
info icon
Outstanding
Scores are calculated based on:
Brand Performance
Based on data insights
default
9.7
Customer Engagement
Based on click-share
default
9.0
Products & Offerings
Based on our
editorial analysis
default
8.6
9.1
info icon
Outstanding
Scores are calculated based on:
Brand Performance
Based on data insights
default
9.7
Customer Engagement
Based on click-share
default
9.0
Products & Offerings
Based on our
editorial analysis
default
8.6
Aided 100M+ people in funding
  • Borrow up to $50K
  • Min. credit score: 550
  • APR: 6.99% - 35.99%
  • Term: 3 - 180 months
3
logo image
9.0
info icon
Outstanding
Scores are calculated based on:
Brand Performance
Based on data insights
default
9.8
Customer Engagement
Based on click-share
default
8.5
Products & Offerings
Based on our
editorial analysis
default
9.2
9.0
info icon
Outstanding
Scores are calculated based on:
Brand Performance
Based on data insights
default
9.8
Customer Engagement
Based on click-share
default
8.5
Products & Offerings
Based on our
editorial analysis
default
9.2
Personal loans made easy online
  • Borrow up to $100K
  • Min. credit score: 680
  • APR: 8.99-29.99%
  • Term: 24 - 84 months
4
logo image
8.6
info icon
Very Good
Scores are calculated based on:
Brand Performance
Based on data insights
default
9.2
Customer Engagement
Based on click-share
default
8.2
Products & Offerings
Based on our
editorial analysis
default
8.6
8.6
info icon
Very Good
Scores are calculated based on:
Brand Performance
Based on data insights
default
9.2
Customer Engagement
Based on click-share
default
8.2
Products & Offerings
Based on our
editorial analysis
default
8.6
Diverse loans for any financial need
  • Borrow up to $100K
  • Min. credit score: 640
  • APR: 6.99% - 25.29%
  • Term: 24 - 84 months
5
logo image
8.3
info icon
Very Good
Scores are calculated based on:
Brand Performance
Based on data insights
default
9.4
Customer Engagement
Based on click-share
default
8.0
Products & Offerings
Based on our
editorial analysis
default
8.0
8.3
info icon
Very Good
Scores are calculated based on:
Brand Performance
Based on data insights
default
9.4
Customer Engagement
Based on click-share
default
8.0
Products & Offerings
Based on our
editorial analysis
default
8.0
No prepayment fees
  • Borrow up to $50K
  • Min. credit score: 600
  • APR: 9.99% - 35.99%
  • Term: 24 - 84 months
Our Top Pick
logo image
9.8
info icon
Exceptional
Scores are calculated based on:
Brand Performance
Based on data insights
default
9.3
Customer Engagement
Based on click-share
default
9.9
Products & Offerings
Based on our
editorial analysis
default
10
9.8
info icon
Exceptional
Scores are calculated based on:
Brand Performance
Based on data insights
default
9.3
Customer Engagement
Based on click-share
default
9.9
Products & Offerings
Based on our
editorial analysis
default
10
default
Compare rates from top lenders
  • Get real, prequalified rates
  • Free to use, no hidden fees
  • Safe, secure platform
Compare Between Top Lenders
Use this side-by-side comparison table to help you find the right lender. Choose up to four lenders to compare.
Credible
LendingTree
Sofi
LightStream
Lending For Bad Credit
Credible
LendingTree
Sofi
LightStream
Features
Credible
LendingTree
Sofi
LightStream
Lending For Bad Credit
Score
9.8
9.1
9.0
8.6
7.9
APR
6.94% to 35.99%
6.99% to 35.99%
8.99-29.99%
6.99% to 25.29%
5.99% to 35.99%
Borrow Up To
$200K
$50K
$100K
$100K
$40K
Min. Credit Score
600
550
680
640
none
Term
12-120 months
12-144 months
24 - 84 months
24-84 months
2-180 months
Best Solutions for Business Owners
1
logo image
Flexible payments & transparent pricing
  • Loan amount: $10K - $6M
  • Time in business: 18+ months
  • $21K in monthly revenue
  • Minimum credit score: 650
Best Alternative for Homeowners
1
logo image
Compare rates from multiple lenders
  • Compare rates from multiple lenders
  • Custom rates for your situation
  • Quotes don't impact credit scores
  • Reviews of top HELOC lenders
FAQs About Personal Loans
Before taking a personal loan be sure you familiarize yourself with all the terms and conditions associated with the loan. To help you get started, we've compiled some of the most frequently asked questions about personal loans below.
What is a personal loan?
Personal loans are loans taken from a lender and paid back by the borrower in fixed monthly installments. These loans can be taken for a wider variety of reasons ranging from home improvement to financing large purchases. Unlike mortgage loans or some types of business loans, personal loans are almost always unsecured, meaning they aren't backed by any collateral.
Can I take a personal loan online?
Absolutely! By using an online personal loan service you save yourself the trouble of arranging meetings with banks and/or credit unions and you can easily compare offers while sitting at home. Furthermore, many online personal loan lenders offer better rates than banks and provide more flexible terms ranging from 61 days up to 180 months. These online personal loan services often function as a middleman between the borrower and the lender. The loan service will connect you with a lender who will make a loan offer specifying the APR and loan terms.
What do I need in order to apply for a personal loan?
Applying for a personal loan is much easier than you might've thought. Many online applications take only a few minutes to complete and don't require many personal details. Usually, loan applications simply require details such as name, address, and contact information, plus some basic questions concerning your financial history, credit score, and income.
What is APR*?
APR stands for annual percentage rate and refers to the annual interest rate charged for your personal loan. Actual APR numbers vary but will always cap at 35.99%. Typically, online lenders will offer an APR somewhere between 5% and 30%. The APR of your loan will depend on various factors such as credit score, income, and financial history. *APR rates mentioned include associated fees.
How long do I have to repay the loan?
Much like APR, the term or length of your loan will depend on a variety of factors. Repayment periods can range from 61 days to 180 months. One of the great things about online personal loan services is they allow you to compare loan terms meaning you can choose a repayment period that best suits your financial goals.
Representative Example
Assuming a loan of $5,000 over 36 months at a fixed rate of 10.5% per annum and fees of $60.00.
This would result in a representative rate of 11.3% APR, with monthly repayments of $162.51, for a total amount paid of $5,910.44.

*Found a lower rate? Get a $200 gift card from Credible. Close with a better rate than you prequalify for on Credible and get a $200 gift card. Credible wants you to have confidence that you're receiving access to the lowest interest rate in the market when you get a personal loan with a lender through its website. See full terms and conditions on Credible's website: https://www.credible.com/legal-pages/personal-loan-best-rate-guarantee-offer
**For example, a 5-year $16,000 loan with a 14.55% interest rate and a 6.95% ($1,112) origination fee would have 59 scheduled monthly payments of approximately $376.83 and 1 final monthly payment of approximately $399.09 for an APR of 17.90%.
Back To Top