In business since 2012, Credible personal loans offers an easy-to-use lending service connecting borrowers with a host of different financial institutions. Through their platform, borrowers just need to take a couple of minutes to apply online before shopping through a list of offers. Credible personal loans start at $1,000 and go up to $100,000, and borrowers can use the money for a large purchase, home improvement, debt consolidation, and more.